The Trademark Capital Investment Philosophy

The Trademark Capital investment philosophy centers on the idea of “winning by not losing”.

Our unwavering objective is to provide plan sponsors and participants with a sound investment strategy and disciplined risk management process to create the optimal mix of risk and return. Our philosophy focuses on capturing most of the good times, while avoiding most of the bad times.

We strive to deliver that philosophy by employing a disciplined, model-driven investment strategy. The scientific model, which was developed over two decades ago, analyzes up to 18 different quantitative indicators. This methodology provides our portfolio managers clear direction that drives all portfolio adjustments.

Key Components of Our Disciplined Approach

A glide path methodology from an industry leader — Powered by Wilshire Associates (“Wilshire®”), the Trademark/Wilshire glide path adjusts a broadly diversified asset mix over time, and is designed to take into account investor behavior assumptions both before and through the target retirement date. Taking both the accumulation and withdrawal phases into consideration provides an increased likelihood of investors having a comfortable retirement while still addressing time horizon, longevity, inflation and liquidity risks.

Focus on active risk management — The Trademark Flexguard Overlay (TFO) is our proprietary downside protection system. Our quantitative model, in combination with our specific market risk measures, drives the application of the TFO. When risk levels in the market become excessive relative to the funds’ objectives, we can apply the TFO capital preservation strategy, to each of the Funds.

Cost-conscious solutions — Managing costs is a key component to successfully accumulating retirement assets. We do this by serving our clients through a cost-efficient structure – a Collective Investment Trust (CIT).  Additionally, the funds are invested in low cost exchange-traded funds and individual securities, resulting in significant cost savings over conventional “fund-of-funds” solutions.