Targeting Retirement in a New Way

Plan sponsors today are faced with the challenge of choosing the right target-date solution for their participants. This challenge is further pronounced when you consider the vast number of target-date options currently available.

While it is important to take into account a target-date fund’s investment objective and glide path methodology, it is also important to understand the fund’s ability to protect participants’ retirement savings during times of market volatility. There are various approaches to target-date fund management, but most target-date funds attempt to mitigate risk through their asset allocation mix and periodic rebalancing. The allocations underpinning most target-date solutions typically don’t adjust during major market downturns; however, the Trademark Capital Target Retirement Series does just that. By applying a dynamic downside protection strategy, the Trademark Capital Target Retirement Series can potentially make a huge difference in the stability of a participant’s retirement portfolio and increase the likelihood of a participant enjoying a secure retirement.