About HB&T

Hand Benefits & Trust (HB&T) is an institutional trust company that administers the Trademark Capital Retirement Funds.  HB&T has been providing employee benefit trust services to plan sponsors since 1963, and has been administering pooled Collective Investment Funds since 1964. HB&T, a BPAS company, is located in Houston, Texas and is a state-chartered trust company regulated by the Texas Department of Banking.

HB&T provides daily valuation accounting and unitization for our retirement funds which are Collective Investment Funds. Our portfolios are placed on the NSCC, where they can be traded by virtually any daily valuation recordkeeper. HB&T believes in a culture of fiduciary responsibility, which is indispensable to the long-term success of our clients.

Some key advantages about HB&T are:

• High level of expertise in technical and compliance areas
• Owned by an NYSE-traded institution that has audited financials
• A truly“open architecture”with regards to interacting with multiple custodians
• Accessible, accountable and pride ourselves on client service
• Reasonable fees that are competitive

• Use the Sungard AddVantage trust system – one of the most robust trust systems in the marketplace
• Unitize the portfolios daily, perform all of the sub-transfer agent work, distribute net asset value each evening, and make the funds eligible on the NSCC trading platform
• Serve as trustee, fund administrator and transfer agent for the funds – providing one-stop-shopping for our clients (a decided advantage of HB&T)